What It Means
Each calculator gives a planning estimate, not a guaranteed offer or final return.
Borrowing & EMI Calculators
Plan borrowing with confidence by checking EMI, eligibility, debt burden, and repayment structures before submitting a loan application.
- Compare repayment impact across rates and tenure
- Estimate loan amount from income and obligations
- Measure debt load before taking new liabilities
Borrowing Subcategories
Choose calculator by the decision stage you are in.
EMI Calculator
Flat and reducing EMI with total outflow.
Home Loan EMI
Property-loan monthly repayment planning.
Business Loan
Business borrowing estimate and payout view.
Loan Eligibility
Approximate eligible loan from FOIR approach.
Debt-to-Income
Debt burden ratio and extra EMI headroom.
Private Finance
Estimate private borrowing repayment values.
How to Use These Calculators
Use monthly income, debt, rate, and tenure values to evaluate repayment safety before borrowing.
How to Enter
Enter accurate and current values only, then run multiple scenarios before deciding.
How to Use Output
Use outputs to shortlist options, then verify final terms with banks or providers.
Borrowing FAQ
Important points before acting on results.
Why use eligibility with EMI together?
Eligibility shows possible limits, while EMI shows payment comfort at different rates and tenure.
Is DTI enough for approval prediction?
No. It is a strong indicator, but lenders also evaluate profile, score, and documents.
Can I finalize loan decisions only from calculators?
Use results for planning. Always cross-check final terms with the selected lender.