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Explore Loan Options That Fit Your Needs

Compare loan categories and understand where each option fits before you apply. This page helps you quickly match your goal, amount, and repayment comfort.

  • Compare personal and business use-cases in one place
  • Understand eligibility checkpoints before applying
  • Get guided support over call or WhatsApp
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How to Choose the Right Loan

Use these checkpoints to decide faster and reduce chances of rejection.

Define Your Purpose

Pick a product based on actual use: purchase, expansion, education, emergency, or short-term liquidity.

Prepare Basic Documents

Keep KYC, income proofs, bank statements, and purpose-related documents ready for faster screening.

Check Repayment Comfort

Estimate EMI first and keep monthly obligations manageable so repayment stays consistent.

Loan FAQs

Quick answers to common questions before you apply.

How do I choose between personal and business loan options?

Choose based on end-use. Business-related expenses should be mapped to business loan categories, while personal needs should use personal loan options.

Can I apply if my CIBIL score is low?

Yes, there are special categories for CIBIL-defaulter profiles. Eligibility still depends on provider checks, current income, and repayment ability.

Should I calculate EMI before applying?

Yes. EMI planning helps you pick the right tenure and amount so your monthly cash flow remains stable.

How long does initial loan review usually take?

It depends on your profile and document readiness. Complete details generally speed up the first-level review.

Do you directly disburse loans?

No. MudraTrust Finance provides consultancy and coordination support. Final approval and disbursal are handled by financial providers.