What It Does
Calculates FD maturity amount, total interest, and effective annual yield.
FD Calculator
Estimate maturity amount for a fixed deposit using principal, tenure, rate, and compounding frequency.
- Supports annual, quarterly, and monthly compounding
- Shows maturity value and interest earned
- Includes effective annual yield output
FD Planning Tips
Compare tenures and rates before locking deposits.
- Longer tenure can improve total maturity value
- Compounding frequency affects final payout
- Match maturity date with your financial goal
FD inputs
Formula: A = P(1 + r/n)nt
FD output
Maturity Value--
Interest Earned--
Effective Annual Yield--
Actual payouts can vary by institution policies and taxes.
How to Enter Inputs Correctly
Match rate, tenure, and compounding terms with your expected FD option.
How to Enter
Enter principal amount, annual rate, tenure in years, and compounding frequency.
How to Read
Compare maturity and yield values across tenure and compounding options.
Calculator FAQ
Why does compounding frequency matter?
More frequent compounding can increase maturity value at the same annual rate.
Does this include TDS or taxes?
No. Use post-tax adjustment separately for final decision making.
Can I compare multiple FD options?
Yes. Change tenure and rate to compare outputs before locking funds.