What It Does
Estimates RD maturity amount and interest from monthly contributions.
RD Calculator
Estimate recurring deposit maturity based on monthly contribution, annual rate, and deposit tenure.
- Suitable for monthly disciplined savings plans
- Shows invested amount vs interest earned
- Helps compare RD with SIP/FD options
RD Planning Notes
Use realistic monthly amounts you can sustain consistently.
- Consistency matters more than occasional high deposits
- Longer tenure improves compounding impact
- Review maturity timeline with your goal date
RD inputs
Assumption: monthly contributions with monthly compounding approximation.
RD output
Total Deposit--
Maturity Value--
Interest Earned--
Check bank-specific compounding rules for exact values.
How to Enter Inputs Correctly
Use the monthly amount you can sustain consistently through the full tenure.
How to Enter
Enter monthly deposit, annual rate, and years. Keep all values realistic.
How to Read
Check total deposit against maturity value to see interest contribution clearly.
Calculator FAQ
Can I miss RD installments?
Institution rules vary. Missed deposits can affect maturity and penalties may apply.
Is monthly compounding exact for all banks?
No. Use this as planning estimate and verify institution-specific methodology.
Should I compare with SIP/FD?
Yes. Compare risk, liquidity, and expected return before selecting product type.